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Terms of Service

Last Updated: October 2023

1. Acceptance of Terms

By accessing and using Shaya Pay, you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

Shaya Pay provides a platform utilizing passive NFC technology to facilitate digital identity verification and cashless payment processing for independent and informal workers.

3. Payment Processing

All payments are processed through our third-party provider, Paystack. We do not store your credit card details. By using the payment features, you agree to Paystack's terms of service.

4. User Accounts

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. Shaya Pay cannot and will not be liable for any loss or damage arising from your failure to comply with these requirements.

5. Limitation of Liability

In no event shall Shaya Pay, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.